CDs | O Bee Credit Union
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Certificate of Deposit

Open a CD
Open a CD

CD Rates

  • 3.45% APY*
    6-MONTH CD
  • 3.55% APY*
    1-YEAR CD
  • 3.05% APY*
    2-YEAR CD
  • 3.00% APY*
    3-YEAR CD
  • 3.00% APY*
    5-YEAR CD
  • 2.90% APY*
    4-Year CD

*Annual Percentage Yield
Rate Effective 10/14/2026.

Open a CD View Rates

Get a high-yield, guaranteed return with O Bee CU

Reap the benefits of a high-yield CD with a rock-solid credit union. Open a CD today and get a high-yield, guaranteed return with O Bee Credit Union. O Bee is a community-focused credit union providing financial services to local businesses, individuals, and families. Money held in Certificates of Deposit (CDs) help fund loans and keep money local.

Grow Your Money with a CD

O Bee Credit Union offers several secure options for your savings. One of our most popular savings products is our Certificate of Deposit. These accounts give your money a great chance at growth. Let’s take a closer look at how CD's work and why they might be the perfect choice for you.

What is a Certificate of Deposit (CD)?

A CD is an insured savings product with a fixed dividend rate and a fixed maturity date. Rates tend to be higher than those of savings accounts. However, unlike a savings account, your money will be less accessible in a certificate. That means you will not be able to withdraw your funds before the maturity date without paying a penalty. 

Is a CD for everyone?

Because CD funds are less accessible, this product is best suited for people who have a robust emergency fund and do not anticipate needing to access the funds in their CD until the maturity date.

If a CD sounds like the right choice for you, stop by O Bee Credit Union today to learn more.

Open a CD

How will the value of your account change over time? Use our CD Calculator to estimate what it could be worth.

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*APY refers to Annual Percentage Yield and is accurate as of 10/14/2026. $500 minimum balance required to open. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Refer to the O BEE Rate and Fee Schedule for details. Limited time offer subject to change without notice. Subject to membership eligibility and account opening requirements. This offer is redeemable at all locations. Federally insured by NCUA.